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Mr. Ivon Hughes has provided me with outstanding service and counsel in helping to identify and obtain the appropriate type and amount of life insurance to suit my financial needs and family circumstances.
- T. Finkel, ON


I would just like to take this moment thank you for the exceptional service you have provided me and my husband. You have proven to be efficient and always available to deal with issues or answer question. Thank you once again.
- V. & R. Davis, ON

I can state that my association with Mr. Hughes and his company, Hughes Trustco, has been most satisfactory both as a supplier of services and as a client.
- J. Clark, PQ

I am pleased to say that 15 years later, my insurance needs are still met with the same interest and attention as they were in 1989!
- L. Riddell, PQ

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CRITICAL ILLNESS INSURANCE ARTICLES

How to Protect your Financial Health if you Become Ill

Author: Ivon T. Hughes

Many Canadians like you have received a phone call from a close friend or relative who has just been diagnosed with cancer. In a recent conversation with an associate of mine, their sister-in-law had called to let them know that early indications were that a lump in her breast was not cancerous, but that she would know more about the situation after undergoing tests.

However, questions raced though my mind ...

If it was cancerous will she have to go through chemotherapy? Should someone fly to her city to help look after her young family? Could she get better treatment in the United States? Will she be able to work while receiving treatments? If she can't work, how can she continue to be able to make her payments for the mortgage and continue to save for retirement? How will her family manage? This is a real life story. It made me ask what if this was to happen to me.

One of the most feared diseases for all Canadians is cancer. More than 1 in 10 men and women will contract either prostate or breast cancer. The good news is that ninety-five percent of those will be cancer survivors*.

In last week's WealthWorthy Minute, I mentioned that Critical Illness (CI) is the fastest growing coverage in Canada. CI benefits help relieve the financial pain of dealing with a critical illness. It pays you a lump sum of money if you are stricken by one of 21 critical illnesses, such as, a cancer, heart attack or stroke.
When you survive a critical illness for 30 days CI pays you a lump sum of money to use as you see fit, according to your needs. There are no restrictions. This coverage is unlike any other. Government health plans and group insurance benefits are limited to basic medical and hospital care in Canada. Disability income coverage pays a monthly income only if you can't work. With CI, even if you can work, CI still pays. Knowing that a serious illness can change your life, CI provides you with the financial resources to let you face your new challenges with more confidence and less worry.

How much would you need? You can easily calculate how much by visiting my website.

We can help you secure your financial future by ensuring you have the money for you and your family to continue the lifestyle you have become accustomed to should you be stricken with one of the 21 critical illnesses covered by this plan. Contact us for more information or run your needs assessment and obtain a quote at our website.

Next week, find out how to evaluate your investment portfolio and determine whether you have taken on too much risk for your anticipated returns.

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Ivon T. Hughes, The Hughes Trustco Group Ltd.
Online Insurance Broker - Get a FREE Quote TODAY!
Tel: (514) 842-9001 Email: [email protected] Web: http://www.trustco.ca
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